Aetna (NYSE: ΑET) is one of the nation's leaders in health care, dental, pharmacy, group life, and disability insurance, and employee benefits. Dedicated to helping people achieve health and financial security, Aetna puts information and helpful resources to work for its members to help them make better-informed decisions about their health care. (As of September 30, 2008)

Membership:

• 17.668 million medical members
• 14.117 million dental members
• 11.054 million pharmacy members

• More than 874,000 health care professionals
• More than 506,000 primary care doctors and specialists
• 4,987 hospitals
• A network of specialist physicians, Aexcel^SM, based on clinical performance and cost efficiency¹

• Aetna offers a broad range of insurance and employee benefits products.
• The first national, full-service health insurer to offer a consumer-directed health plan, Aetna continues to lead the way with its Aetna HealthFund² line of products, including HSA, HRA and RRA options.
• Aetna offers a wide array of programs and services that help control rising employee benefits costs while striving to improve the quality of health care, such as case management; disease management and patient safety programs; integrated medical, dental, pharmaceutical, behavioral health and disability information.
• Aetna provides members with access to convenient tools and easy-to-understand information that can help them make better-informed decisions about their health and financial wellbeing.

• Aetna provides benefits through employers in all 50 states, with products and services targeted specifically to small, mid-sized and large multi-site national employers.
• Aetna also serves individuals and Medicare and Medicaid beneficiaries in certain markets.

Coventry Health Care, Inc.

Coventry Health Care (NYSE: CVH) is a diversified national managed healthcare company based in Bethesda, Maryland, operating health plans, insurance companies, network rental and workers' compensation services companies. Through its Commercial Business, Individual Consumer & Government Business, and Specialty Business divisions, Coventry provides a full range of risk and fee-based managed care products and services to a broad cross section of individuals, employer and government-funded groups, government agencies, and other insurance carriers and administrators.

What makes Coventry unique in the competitive health benefit marketplace is our focus on doing the basics of business better than other companies by maintaining financial security, upholding high quality standards, promoting provider choice, providing superior customer service and being innovative in all areas of business. We commit to doing all of this with the highest degree of integrity.

Coventry's Facts at a Glance

Founded In: 1986

Number of Employees: approximately 15,000

Coverage Area: 22 states and growing (for all business lines)

Membership: Over 4 million covered lives across all business lines

Network: Over 4,700 participating hospitals, over 580,000 allied health care professionals, and over 64,000 in the retail pharmacy network

United Service Association For Health Care, USA+, a not-for-profit corporation, was founded in 1983 in Washington, D.C. to benefit the lives of individuals, families, the self-employed, small business owners and their employees. You can become a member of this nationwide membership association and get "guaranteed access" to a new world of special healthcare privileges. USA+ Members receive special access through strategic alliances with some of the biggest companies in the healthcare and insurance industries. Association Members have access to insured benefits through group policies issued to USA+. Documented savings through use of discounted benefits exceed $100 million.

USA+ has developed a unique line of Guaranteed Acceptance Association Memberships sold exclusively through Team Corp Agents. Agents are located all across the United States and each are duly licensed and appointed Insurance Agents.

International Medical Group, Inc. (IMG) truly understands the needs of international citizens. For more than a decade, IMG has provided medical insurance to individuals, families and groups who are living or traveling abroad. Whether you need individual coverage for a vacation or group coverage for your employees in locations around the world, IMG has a product to meet your needs.

IMG's strength lies in its ability to deliver superior service to our insured members. Our staff includes international claims administrators with a wealth of experience in processing claims from throughout the world; multilingual customer service representatives to assist our members; and an on-site medical staff available 24 hours a day, seven days a week for medical emergencies.